Monarch
Best for: Couples and households planning together
$99.99
Per year
$14.99
Per month
As of · sources in Details
Pros
- Budgets, net worth and investments in one place
- Built for sharing with a partner
- Two budgeting styles
Cons
- No free version
- Short 7-day trial
- Setup takes some time, per reviewers
Who it fits
You and a partner want one shared view
What reviewers say
Reviewers praise customizable budgets, net worth tracking and strong tools for couples. Setup takes more effort than some apps, and there's no free version, only a short trial.
Paraphrased from NerdWallet, The best budget apps; Engadget, The best budgeting apps.
Plain link. uFIRE earns nothing from it.
Details: full breakdown and sources
The numbers
The breakdown
A flexible money app for budgets, net worth and investments, popular with couples and households.
Monarch costs $99.99 a year or $14.99 a month, after a 7-day free trial that needs a payment method.
It syncs bank accounts, cards, loans and investments, and lets you choose between a simple "flex" budget and detailed category budgets.
Review themes, point by point
- Reviewers praise its customizable budgets, net worth tracking and investment dashboard.
- Collaboration tools stand out, and a household member can join the same subscription.
- Some found setup harder than other apps at first, but it rewards the effort with a lot of detail.
- There's no free version, only a short trial.
Reviews reflect each publisher's view on the day they wrote it.
All pros
- Budgets, net worth and investments in one place
- Built for sharing with a partner
- Two budgeting styles
All cons
- No free version
- Short 7-day trial
- Setup takes some time, per reviewers
Might fit if
- You and a partner want one shared view
- You'd like to track net worth on the way to FIRE
Maybe look elsewhere if:
- You want a free app