The uFIRE newsletter
Kindling
One small idea a week to help you catch FIRE.
Big fires start small. Kindling is a free, three-minute email, once a week: one idea, one tip and one thing you can do in ten minutes to move a step closer to financial independence.
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Get Kindling, free each week
One idea, one tip and one 10-minute action to help you catch FIRE. About a 3-minute read.
What you get each week
One idea
Worth thinking about, explained in plain English.
One tip
Something practical you can actually use.
One 10-minute action
A small step to take this week.
One link to go deeper
A uFIRE guide or calculator, if you want more.
Plus a short note from Matt W, uFIRE's founder, who paid off about $1M of debt, semi-retired at 40 and is now back at work for a season.

Written for everyone
Employees, firefighters, police officers and teachers, tradespeople, business owners, doctors and dentists. Whatever you earn, whatever your path.
Sample topics
- Your freedom has a numberTurn “someday” into a figure, starting from what your life costs.
- The one number that sets your timelineWhy your savings rate matters more than your salary.
- Fees are a leak you can’t seeHow small yearly costs add up over decades.
- Retire to somethingWhat the freedom is for, not just the money.
Our promise
- Weekly, never daily
- About a 3-minute read
- Free, and easy to unsubscribe from any issue
- We never sell your email or give it to marketers
- Education only, never sales pitches or personal advice
Your email is stored privately and used only to send Kindling. Every issue has an unsubscribe link (one button to confirm), and there are no tracking pixels. Read the privacy policy.
Want a taste first? Start with The road to FIRE, on one page.