Terms of use

Education only, not advice

Everything on uFIRE, including stories, guides, lessons and tools, is for general education. None of it is financial, investment, tax, legal or insurance advice, and none of it is a recommendation to buy or sell anything. uFIRE does not sell insurance or investments.

Everyone's situation is different. Please check any money, tax or insurance decision with a licensed professional who knows your full picture.

Stories are personal experience

Stories on uFIRE are written by the people who lived them and describe their own experience. What worked for one household may not work for yours. Stories are reviewed and edited before publishing, but we can't verify every detail of someone's life.

If you share a story

• It must be your own story, and true to your experience.
• You must be 18 or older.
• You keep ownership of your story. By sending it and checking the permission box, you let uFIRE edit it for length and clarity and publish it on ufire.ai after you approve the final version, plus anything else you separately agreed to on the form.
• We may decide not to publish a story, for any reason.
• You can ask us to take your story down at any time by writing to stories@ufire.ai.
• Please leave out account numbers, employer names, other people's full names, and the names of any advisors, agents or investments.

If you add a dream to the Dreamboard

• It must be your own, and you must be 18 or older.
• You keep ownership of it. By sending it and checking the permission box, you let uFIRE publish it on the Dreamboard with the name you gave. We may shorten it or fix spelling without changing what it means.
• We read every dream first, and we may decide not to publish one, for any reason.
• You can ask us to take it down at any time by writing to stories@ufire.ai.

Interviews and podcast

• Asking to be interviewed, or suggesting someone, doesn't guarantee an interview. We choose guests at our discretion, and we keep what you send private.
• If you suggest someone else, share only what's public or what they'd be comfortable with us having, and don't include their private contact details.
• Before we record or publish an interview, we'll ask the guest to agree in writing to how it will be used. Until then, nothing is recorded or published.
• Guests share personal experience, not advice. uFIRE doesn't endorse any product, adviser or investment a guest mentions.

The reading list and affiliate links

The Amazon links on the uFIRE reading list and our book reviews are affiliate links: if you buy through one, uFIRE earns a commission. As an Amazon Associate uFIRE earns from qualifying purchases. Each one is labelled. Things you buy from another company are between you and that company, under its terms. A recommendation is our opinion, not advice, and never a recommendation of an investment or insurance plan.

Using the site

Please don't misuse uFIRE: no spam, no attempts to break or overload the site, and no copying the site's content to republish as your own. You're welcome to share links to anything here.

Accuracy

We work hard to keep facts and figures correct and to show where they come from, but rules and numbers change and mistakes can happen. uFIRE is provided as it is, without guarantees. If you spot an error, please tell us.

Privacy

How we handle your information is explained in our privacy policy.

Changes

If we update these terms, we'll change this page and the date at the top.