Goodbudget
Best for: Envelope budgeters who want a free option
$80
Per year
$10
Per month
As of · sources in Details
Pros
- Free forever plan
- Simple envelope method
- Sync with a partner
Cons
- No bank syncing on the free plan
- Envelope limits on the free plan
Who it fits
You like the envelope method
What reviewers say
Reviewers describe Goodbudget as planning ahead, not tracking the past, with helpful lessons. The free plan doesn't connect to your bank; Premium adds bank linking and unlimited envelopes.
Paraphrased from NerdWallet, The best budget apps.
Plain link. uFIRE earns nothing from it.
Details: full breakdown and sources
The numbers
The breakdown
A digital take on envelope budgeting, with a free-forever plan and household syncing.
Goodbudget's free plan includes 20 envelopes (10 regular and 10 more), one account, two devices and a year of history. Premium costs $10 a month or $80 a year and adds automatic bank syncing for US banks and unlimited envelopes.
It's built on envelope budgeting: you split your income into envelopes for each kind of spending, without carrying cash.
Review themes, point by point
- Reviewers describe it as more about planning ahead than tracking past spending.
- The free version doesn't connect to your bank, so you add balances and spending by hand.
- Premium adds unlimited envelopes, more devices and bank linking.
- It comes with articles, videos and courses on budgeting and paying off debt.
Reviews reflect each publisher's view on the day they wrote it.
All pros
- Free forever plan
- Simple envelope method
- Sync with a partner
All cons
- No bank syncing on the free plan
- Envelope limits on the free plan
Might fit if
- You like the envelope method
- You want to start free
Maybe look elsewhere if:
- You want every transaction imported automatically for free