Fidelity Go
From Fidelity
Best for: Beginners starting with a small balance
$0 under $25K; 0.35% above
Advisory fee
$0 to open
To start
As of · sources in Details
Pros
- Free under $25,000
- Start with $10
- Coaching calls at $25,000+
Cons
- 0.35% at $25,000+ is higher than some
- No specialty portfolios, per reviewers
Who it fits
You're starting small and want it automated
What reviewers say
Reviewers point to free management on smaller balances, no-expense-ratio funds and an easy fit with Fidelity accounts. No specialty portfolios, and at bigger balances the fee is higher than several rivals.
Paraphrased from NerdWallet, Fidelity Go review; NerdWallet, Best robo-advisors.
Plain link. uFIRE earns nothing from it.
Details: full breakdown and sources
The numbers
The breakdown
Fidelity's robo-advisor: free under $25,000, 0.35% above it, and you can start with $10.
Fidelity Go charges no advisory fee on balances under $25,000 and 0.35% a year at $25,000 and above. There's no minimum to open, and it starts investing once you've added $10.
At $25,000 you also get unlimited one-on-one coaching calls and tax-loss harvesting in taxable accounts.
Review themes, point by point
- Reviewers point to free management under $25,000 and portfolios built from funds with no expense ratio.
- There's human oversight of the portfolios, and it ties in neatly with other Fidelity accounts.
- There are no specialty portfolios.
- At bigger balances, its 0.35% fee is higher than several rivals.
Reviews reflect each publisher's view on the day they wrote it.
All pros
- Free under $25,000
- Start with $10
- Coaching calls at $25,000+
All cons
- 0.35% at $25,000+ is higher than some
- No specialty portfolios, per reviewers
Might fit if
- You're starting small and want it automated
- You already use Fidelity
Maybe look elsewhere if:
- You'll soon have well over $25,000 and want the lowest fee